Mortgage Brokers in Niagara and Halton
Niagara, Halton, and the rest of Ontario.
Two brokers, two home regions, one practice. We are on the ground in Niagara and in Halton, licensed right across the province, and carrying active files from Ottawa to Windsor.
Niagara Peninsula
Across the peninsula
We work the whole peninsula, from St. Catharines out to Fort Erie. Both of us are on every file, wherever it sits on the map.
Halton and Hamilton
Across the western corridor
We work Halton and Hamilton the same way, with local knowledge built over years of files there. Both of us are on every file.
And everywhere else in the province
Our roots are in Niagara and Halton, but the process is built to work wherever you are. Clients across Ontario get the same strategy, the same two brokers, and the same answers.
Common questions for mortgage brokers in Niagara and Halton
Do you only serve Niagara and Halton?
No. Those are where we live and where we know the neighbourhoods street by street, but we are licensed across Ontario and carry active files from Ottawa to Windsor. The local knowledge matters for things like appraisals and closing timelines. The mortgage advice does not change with the postal code.
Can we do the whole mortgage process without meeting in person?
Yes, and most people now do. Documents come in securely from your phone, we meet by video or by phone, and signing happens electronically or with a lawyer near you. If you would rather sit across a table, we are happy to do that too, and we will come to you.
Which of you should I contact?
Either. We work as one practice and share every file, so you will not have to repeat yourself. Kelly is in Niagara, Lisa is in the Hamilton area, and we both work across Ontario, so wherever you are, one of us can be there and both of us are on your file. Separation and self-employed files usually start with Kelly. If you are not sure, just book with whoever has the sooner opening.
Not sure which of us to start with? It really does not matter. We share every file, so you will only tell your story once.
Book a call
Who you actually work with
We cover Niagara, Hamilton and Halton, and both of us work every file wherever it is. The map decides nothing about who you get.

Kelly Foote
Mortgage Broker · FSRA #M21002713
Certified Divorce Specialist · Certified Canadian Reverse Mortgage Consultant
Niagara born and built, and the systems side of how a file actually gets run.

Lisa Reynolds
Mortgage Broker · FSRA #M15000477
Certified Canadian Reverse Mortgage Consultant
30+ years in the industry, and the lender strategy behind the harder files.
Fusion Mortgage Group is a team of licensed mortgage brokers with BRX Mortgage Inc., Mortgage Brokerage #13463.
Ready to make your move?
Whether you're buying your first home, renewing your mortgage, or going through a separation, we're here to help. Book a discovery call or send us a message below.